AGA USA aims for easy claims


Allianz Global Assistance USA has rolled out a suite of innovations and improvements to make filing a travel insurance claim and receiving payment faster and easier. Among the innovations the company has launched are redesigned claim forms that are easier to understand and use, the option of selecting a direct deposit payment to the customer’s checking account, and the ability to use the company’s TravelSmart mobile app to file and track claims.

Now when a customer files a claim, they can select their preferred payment method including direct deposit or receiving a check by mail. A debit card deposit option will be available in May. Selecting the direct deposit option reduces the time it takes to receive payment to as little as one or two days.  Currently about one-third of Allianz customers are choosing the direct deposit payment option when they file their claim.

The company has made the claims forms more intuitive, with an easier to understand look and feel. It is hoped that the redesign should help customers complete the requested information faster, more accurately and with fewer questions. The redesign should also help consumers avoid payment delays caused by incomplete claim forms.

Consumers also now have the option to file travel insurance claims a number of ways, including on the company’s website using any device, through paper forms or now through the company’s TravelSmart mobile app.  The TravelSmart app now includes a ‘Claims’ button that can be used to file and track claims. The ability to file claims on mobile devices using easier to understand forms and selecting direct deposit should significantly reduce the time spent filing a claim and waiting for payment. Some customers may receive payment within 48 hours of filing a claim.

“We’re proud to roll out innovations that will reinvent the Travel Protection industry,” said Joe Mason, chief marketing officer at Allianz Worldwide Partners USA. “Now consumers can file travel insurance claims faster and easier and may be reimbursed almost immediately. These improvements to the customer experience are just the beginning of the exciting innovations we have planned.”